If concerned about your money or your bank account, visit your banking website directly and
DON'T CLINK ON THE LINK!
If there is bad spelling or grammar
DON'T CLINK ON THE LINK!
If you are in any way suspicious of the email source
DON'T CLINK ON THE LINK!
And never open any attachments
This is how hackers introduce malware onto your machine. If you do not open anything and execute it on your machine you will be largely safe and sound.